Payment Plans

RAM Training Services has teamed up with Certegy Ezi-Pay to provide all students with no interest ever payment plans on a wide range of training courses. This exclusive deal is now available to RAM Training students, to learn more and to get a better understanding on how the no interest ever payment plans can work for you, simply read from the information provided below.


Who is Certegy Ezi-Pay?

Certegy Ezi-Pay Pty Ltd has been providing NO Interest Ever!* retail payment plans since 2000.  For more information, visit


What is Certegy Ezi-Pay?

A continuing credit payment plan that lets you purchase goods or services today, by paying an initial deposit, with the balance being conveniently direct debited fortnightly.  There is a simple application, no invasive questions and fast approval times.  Best of all there is NO INTEREST EVER!*


What are the set up fees and charges for an Ezi-Pay plan?

When you make an initial purchase, Certegy Ezi-Pay will open an Account for you.  With this initial purchase you will pay a purchase establishment fee between $35 and $90 which will set up your account, and is payable over the term of the plan.  The account will provide you access to online information about your purchase(s), credit schedule(s) (how much you owe), access to our 1800 customer call in facility and other benefits.  There is a monthly account keeping fee of $3.50 which will be direct debited whilst your account remains active.


Are there any other charges?

There is a $2.95 payment processing fee to process each payment.  Please remember that your payment plan is NO INTEREST EVER!* Please refer to the “Terms and Conditions” in store for further details.


Can I make multiple purchases?

Yes, as your available credit increases as per the repayment calculation detailed within the “Terms and Conditions”, additional transactions are possible.  The online account tool enables you to keep track of your available credit as you make repayments.


Can I close my Account and are there any charges?

Once your purchase(s) have been paid in full and you account balance is zero you can cancel via written notice to Certegy Ezi-Pay.  There are NO additional fees for closing your account or paying out early.


What do I need to apply for a payment plan?

  • To be over 18 years of age and be a permanent resident of Australia.
  • To be employed on a Full-Time basis working a minimum of 30 hours or be an Aged or Veteran’s Pensioner.
  • To have a bank account or credit card in your name with documentation showing proof of ownership ie bank statement – sorry EFTPOS cards are not suitable as they can not be debited.
  • To provide suitable identification.
  • If goods or services are to be fitted or applied to a property or dwelling then you must be the owner of that domestic property or dwelling.

Are you interested in furthering your training? Send us an Enquiry today: Send Enquiry

Please feel free to fill out our enquiry form below with any questions or queries you may have regarding our services. We will respond as quickly as possible. Alternatively you can call us on 1300 328 500.